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Avoid Fraud and Scams

Be careful to avoid foreclosure prevention scams that charge large fees without helping and can even cause you to lose your home. Keep these tips in mind when you're looking for a counselor or any assistance:

  • Do not pay up front for information or assistance.
  • Beware of anyone who says they can save your home and asks you to sign over the deed.
  • Never make payments to anyone other than your mortgage company without their specific approval.
  • Also avoid unscrupulous "credit repair" or "credit reduction" companies that charge large fees and promise to improve your credit score or reduce your balance. Work with a reputable counselor or your credit union to protect your money and your credit.

Trustworthy Resources

Trustworthy, legitimate help is available. Use these resources to help you:

Reporting Scams

If you suspect or know that you have been the victim of a scam, promptly report the scam it to the appropriate agency.

Mortgage foreclosure scam complaints

Complaints regarding a licensed mortgage broker or lender

 

 

 

 

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